Good day to you and thanks for responding to my email.
My name is Jennifer Smothers and my address is 2484 Spurlington Rd, Campbellsville KY,42718. On January 23rd, 2020, I lend Jonathan Cantwell who now resides in your jurisdiction the sum of $550.000.00 with 8.5% interest on two years fixed term and to pay back January 23rd, 2022. He had only paid me $150,000 but still owing $400,000.
We both used to live here in Kentucky at the time the loan was made, but He had now relocated to your jurisdiction ( Washington ). I was advised to seek legal assistance in my borrower's new jurisdiction which is why I contacted you to act as my counsel in retrieving these funds. There has not been any attorney working on this case. Different payment dates have been promised and I still have not received anything. My last contact with my Borrower, I was told I would receive payment no later than Mid July 2022 and till now, nothing has been paid.
Kindly let me know what your fees would be on a contingency basis in order for me to inform Mr. Jonathan Cantwell to expect contact from you as you have been authorized to act on my behalf. On your approval, I would like to forward your details to him so He knows a law firm is representing me and I could sue for breach of agreement if He does not oblige to the terms of the loan agreement. I would like to give him this last chance to fulfill his obligations before we start legal proceedings if need be.
Please do get back to me so I can furnish you with the required details to contact my borrower on my behalf as I know He respects the law and wouldn't want to be litigated. Before we proceed, kindly forward your fee on a contingency basis / retainer agreement for my review and if satisfied with terms and conditions upon receipt; We shall immediately proceed.
Thank you for your anticipated cooperation and understanding. Contact me should you require more information. I have attached here a copy of the Loan Agreement Promissory Note and proof of partial payment He made for your peruse. My borrower’s name is Jonathan Cantwell.
Regards,
Jennifer Smothers
I was wondering if you received my last email containing a detailed chronological outline of what occurred, and attached a Promissory Note Agreement that we had. Kindly let me know if you are willing to take up this case as I have already advised him of my intention to retain a legal firm to litigate this issue if need be.
I do not think this matter would result in litigation as he is not disputing the claim nor did he want to contest it. All I need is a reputable law firm like yours to act on my behalf as I am sick of his various excuses. He agreed to pay but kept giving me numerous excuses. Each time he notices I am about to seek legal counsel to sue for breach of the agreement we had, he always comes up with the notion that he wants to pay and the moment I cool off, he won’t come up with the payment.
Mr. Cantwell and I used to be in a relationship, and we both used to live here in Kentucky. He later relocated to your jurisdiction after our relationship broke down due to some personal differences and views about life and family just a couple of months after the loan was released to him. I do not have his complete address at the moment but, I have asked him for his present physical full address, and as soon as I have that at my disposal, I shall at once forward it to you for a follow up. In the meantime, due to the urgency it desired in having my borrower {Mr. Cantwell } reimburse me my due loan without further delays, send a letter of engagement for my review and if satisfied with the terms and conditions; I shall make immediate provision for the fee.
He needed this loan to complete an ongoing project he was handling. The loan was released based on trust which of course has been broken. He has sufficient income, means and assets to satisfy a judgment for the balance of the debt. He is well to do as a businessman but just wouldn’t want to come up with the balance on time as agreed. He owns properties here in Kentucky, Washington and also in Canada.
He emailed me agreeing to pay after I notified him of my intention to sue him for breach of the agreement we had. He had previously made several promises to come up with the payment and none he ever kept and that is the more reason I told him this time around, I am seeking legal counsel that will retrieve this funds from him and if need be, litigate him for breach of the agreement.
I am seeking counsel basically because it's taking much longer for him to come up with the settlement as agreed on the Promissory Note, and I know with counsel involvement, these funds would be released as soon as possible without going to court. After I notified him of my intention, he had already requested your firm contact details to enable him establish contact with you and set up an arrangement on how to remit the money he owed without delays or possible litigation.
Kindly Send a contract agreement for my review and if it meets my approval upon receipt; I shall make immediate provision for the fee.
Thanks as I look forward to receiving the fee/retainer agreement.
Regards
Ms Smothers.